paperwork that states chapter 13 bankruptcy
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Chapter 13 Bankruptcy Checklist and Requirements To File

Filing for Chapter 13 bankruptcy is a legal option for people who can’t pay their debts and face negative actions such as foreclosure on a house or repossession of a vehicle. Your income may be steady, but you may have missed payments causing your mounting debt to become unmanageable. Previously referred to as a “wage…

paperwork that states chapter 13 bankruptcy
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The Role Of A Bankruptcy Lawyer In A Chapter 13 Case

Filing for personal bankruptcy is a complex legal process, and it can be a challenging time for anyone. It is common to experience stress and anxiety when trying to determine your best plan of action regarding bankruptcy. While it’s not required by law to have legal representation when filing a Chapter 13 bankruptcy case, it…

Chapter 7 Bankruptcy
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Does Chapter 7 Bankruptcy Ever Get Denied?

When deciding whether or not bankruptcy is the right solution to your financial situation, you have to think about all of the circumstances involved and make sure that it’s the best choice. Does bankruptcy ever get denied, though? And if so, for what reasons? Here’s what you need to know. What U.S. Bankruptcy Laws Say…

Qualify for Chapter 7 Bankruptcy
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How Do I Qualify for Chapter 7 Bankruptcy in Nevada?

No one wants to face something like bankruptcy, but sometimes it is inevitable. And there are even times when it can be a welcome relief from the years of struggling with debt, collection calls, and other issues. However, not everyone can qualify for bankruptcy and there are different types of filings to consider. Chapter 7…

Chapter 7 Bankruptcy
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What Is the Income Limit for Chapter 7 In Nevada?

Chapter 7 bankruptcy has a number of requirements and standards that must be met in order for someone to be able to file. Income limits are an obvious restriction—if you make a lot of money, it’s assumed that you should be able to handle repaying your debts. On the other hand, those who don’t make…

Chapter 7 Bankruptcy
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What Debt Is Not Excused with Chapter 7 Bankruptcy?

Bankruptcy is an option for some people who need relief from the financial debts they are drowning under. However, it is not a one-size-fits-all solution, nor will it take care of all debts. Understanding what is not excused with Chapter 7 bankruptcy is just as important as knowing what debts it can resolve. While bankruptcy…

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Can I File For Bankruptcy After Moving To A New State?

Bankruptcy proceedings can be a complicated process to navigate. If you’re moving forward with a personal bankruptcy case, you’re not alone. In 2021, the U.S. Courts System recorded 413,616 Americans filing for bankruptcy. Filing a claim can be overwhelming in itself. But what do you do when your bankruptcy case occurs during a move between…

person signing rental agreement

Will Bankruptcy Affect My Rental Agreement?

Understandably, you will have many questions about how filing bankruptcy will impact different financial obligations. One frequently asked question is whether filing bankruptcy will affect a rental agreement for an apartment or a house. Another one is, “Can I rent after bankruptcy?”  As long as you are current on your rent payments, nothing should change…

person filling out a petition for bankruptcy form

What Debts Get Erased in a Bankruptcy?

Multiple factors can lead to financial challenges. Illness or injuries may produce thousands in medical bills. Recessions lead to job losses, and pandemics may also keep employees home. Unexpected expenses and income shortages may leave people unable to pay their bills. When this happens, some may consider bankruptcy as a way to resolve their financial…

house model and coins
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11 Bankruptcy Exemptions for Filing in Nevada

If you are considering filing for either Chapter 7 or Chapter 13 bankruptcy in Nevada, there are some exemptions specific to the state that you should be aware of. Although bankruptcy is largely governed by federal law, some exemptions and information are available on a state-by-state basis. You retain your property and assets when filing…

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Court Decision Offers Hope in Student Loan Bankruptcy Relief

A recent bankruptcy case indicates there is hope for individuals filing for bankruptcy with student loan debts. A 9th U.S. Circuit Court of Appeals partially discharged the student loans of Michael Hedlund after a 10 year battle in court. Ordinarily, debt from student loans cannot be discharged through the normal bankruptcy process. For student loans,…

a lawyer advising on bankruptcy paperwork.

Filing a Petition for Bankruptcy in Nevada

Before filing a petition for either Chapter 7 or Chapter 13 bankruptcy in Nevada, you, as a debtor, have to go through a credit counseling course. Also, you have to arrange your bankruptcy forms and petitions. After filing a request to declare bankruptcy in the bankruptcy court, you have to experience a debtor education course. This course is essential…