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Bankruptcy is often the best option to wipe out debt and start over financially. However, not all debt can be discharged through bankruptcy. For example, student loans are typically more difficult to discharge then credit card or mortgage debt. But what if you’ve paid off your student loans using cash advance services on your line…
If you bank with a credit union, or looking to open a new bank account, you may wonder how a bankruptcy will affect your membership. When credit union members file for bankruptcy, can they still bank with the credit union? Do traditional banks and credit unions respond differently when members file for bankruptcy? If you’re…
When you make a purchase, your payment options go beyond paper or plastic. While debit cards and credit cards may look similar, their functions are quite different. Below, we will break down the differences between the two, and most importantly, when it is best to use each one. What’s the Difference Between Debit & Credit?…
Struggling through tough financial times can make it seem like money is everything, but as these movies remind us, there are more important things in life. Here are six inspirational movies to watch if you are going through bankruptcy. 1. The Pursuit of Happyness If you need a reminder that your financial troubles are part of…
If you’re trying to stay within a budget in Las Vegas, penny slot machines can leave you literally penniless. But you don’t have to hit the slots to have a fantastic time! With casinos eager to entice visitors with freebies and discounts, there are plenty of free attractions that give you more bang for your…
Any bankruptcy filing comes with questions. It can be a complex process, so you need to know what to expect. If you’re filing for Chapter 13 bankruptcy in Las Vegas, knowing what to expect can help you prepare and give you confidence. From our bankruptcy lawyer Nevada team, here is Chapter 13 bankruptcy explained. What…
Filing for bankruptcy can provide you with a fresh start, but sometimes it can be difficult to know which steps to take after everything is said and done. For example, some businesses or organizations may require you to prove that you are a responsible consumer before conducting any business with you. Here is a look…
Planning to file for Chapter 7 or Chapter 13 bankruptcy in Nevada? We understand you might feel a little…overwhelmed. Take a deep breath. Here’s a step-by-step guide to preparing yourself for bankruptcy court. Find out where to file Nevada has only one judicial district, but it is comprised of two divisions: a Northern Division and…
Getting successful results for your Nevada bankruptcy means knowing what exemptions exist and using them to your advantage. It’s essential to understand the exemptions to know what to expect in your bankruptcy proceeding. The Nevada bankruptcy lawyers at Deluca & Associates answer all your questions about common bankruptcy exemptions. About Bankruptcy Exemptions What Is a…
Revisiting an area we’ve already discussed, you may still be debating whether filing Chapter 7 yourself is the right option. It’s still best to work with an attorney, but if you decide to attempt to file on your own, you should be aware of the most common mistakes that jeopardize self-filed bankruptcies. Here are seven…
Most people file Chapter 7 bankruptcy to get a fresh start with their lives and discharge their debts. And most credit card debts can be discharged through a Chapter 7 bankruptcy, meaning you will no longer have to pay them back once your bankruptcy claim is completed. Just as you had to build your credit…
Are your financial troubles causing you to rack up child support debt? Filing for Chapter 13 bankruptcy can help you catch up on payments while you settle your debts. Keep reading to find out more about child support and bankruptcy. Photo courtesy of Jen R Filing for Chapter 13 bankruptcy does not eliminate child support…