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Health care spending in America is expected to reach a startling $4.8 trillion by 2021. That number is up from $2.6 trillion in 2012, and only $75 billion in 1970. With medical expenses rising so rapidly in the United States, it’s no wonder that the number of Americans unable to afford health care is rising…
If you are considering filing for either Chapter 7 or Chapter 13 bankruptcy in Nevada, there are some exemptions specific to the state that you should be aware of. Although bankruptcy is largely governed by federal law, some exemptions and information are available on a state-by-state basis. You retain your property and assets when filing…
If your small business has a significant amount of debt, filing for bankruptcy could be the right path to take. Bankruptcy can help you reorganize your debts and might even assist you in saving your business. Bankruptcy can help you liquidate your company or eliminate personal liability for business debts. Depending on your specific needs,…
The cost of health care is on the rise, and the number of Americans lacking adequate medical insurance coverage is increasing along with it. In this climate, many people have alarmingly high medical debts and have turned to bankruptcy for relief. As long as you qualify, Chapter 7 bankruptcy can effectively eliminate these medical debts….
There’s a lot of confusion about whether selling belongings before bankruptcy is okay. The short answer is yes, as long as you stay within the guidelines. Here’s what you need to know about selling assets before bankruptcy: It’s okay to sell – at fair value If you are about to file for bankruptcy, you are…
If you’ve ever struggled with credit card debt, you know how stressful and overwhelming the experience can be. Dealing with your original creditor can be overwhelming as is, but what do you do when your credit card debt is sold to a third party?Today, we’ll navigate everything you need to know about working with your…
Whoever said budgeting means you can’t enjoy life? Living the good life doesn’t have to come with an expensive price tag. Budgeting is about making smart financial decisions and spending where it counts. With the right tools and knowledge, anyone can learn how to save money while still living life to its fullest. Follow these…
The answer to this question is yes. It is still possible to obtain a small business loan after filing for bankruptcy. However, it won’t be easy. Your options will be limited, and your interest rates will likely be higher. Your best option is going to be with online lenders, as bank loans and loans from…
Credit card debt can feel overwhelming, suffocating, and even debilitating. Large sums of credit card debt can keep you from moving forward in life and can stand in the way of milestone moments like purchasing a new car or home. If you struggle with credit card debt, it can help to know that you are…
Upon completion of a successful bankruptcy case, you will receive a discharge stating that you are no longer responsible for the debt you owed to your creditors. In most cases, a bankruptcy discharge is permanent. However, there are rare instances where the discharge can be revoked, which means that creditors may resume pursuing a debtor…
If you’re filing for bankruptcy, the right attorney can make all the difference. Attorneys are often willing to provide a free initial consultation to help you determine whether the services they offer are a good fit for your needs. Take advantage of these opportunities by asking the right questions. To get the most out of…
Any bankruptcy filing comes with questions. It can be a complex process, so you need to know what to expect. If you’re filing for Chapter 13 bankruptcy in Las Vegas, knowing what to expect can help you prepare and give you confidence. From our bankruptcy lawyer Nevada team, here is Chapter 13 bankruptcy explained. What…