Consultations are FREE
Getting back into good financial shape after bankruptcy is a long and tedious process, so much so that the idea of home ownership can seem like nothing more than a dream. However, after filing for bankruptcy, there are certain steps you can take to get yourself back on track, and on the road to financial…
Filing for bankruptcy can cause even the highest of credit scores to plummet deep into the subprime lending zone. Whether you start in the high 700s or in the low 600s, a bankruptcy will most likely drop your credit rating well below 550. Being in this “subprime” lending zone means that an individual will have…
Health care spending in America is expected to reach a startling $4.8 trillion by 2021. That number is up from $2.6 trillion in 2012, and only $75 billion in 1970. With medical expenses rising so rapidly in the United States, it’s no wonder that the number of Americans unable to afford health care is rising…
Once you have reached the point where you consider filing for a bankruptcy as your best option, you may find it difficult to see the positive aspects of the situation. You find yourself in an economic hole, and have no idea how you will claw your way out so you may once again see financial…
Declaring bankruptcy can be an extremely harrowing experience and should not be taken lightly. While dealing with the consequences of bankruptcy can be rough, it can be even tougher admitting you require the services of a bankruptcy attorney and need help finding your financial footing. Making the decision to file for bankruptcy may seem like…
Filing for bankruptcy can be a tough experience, but the promise of a clean financial slate can put to rest any worries that you may have made the wrong decision when deciding to file. It can be difficult determining where to pick up your life and spending habits after filing for bankruptcy and one of…
After filing for bankruptcy, it can be tough to begin the process of moving on with your life. If your job requires a lengthy commute, it may be difficult to find an auto loan for the vehicle you so desperately need. Fortunately, there are some things that you can do to help get the funding…
If you’ve hit an economic wall, deciding to file for bankruptcy comes with a lot of baggage. After you tackle the logistics of your case—hiring a lawyer, completing the paperwork and outlining your plan of action—you’re barraged with emotional consequences and doubts. Did I just do the right thing? How will this affect my life?…
Whether you’re facing a Chapter 7 or a Chapter 13 bankruptcy case, understanding all of the required documents, processes and legalities involved takes plenty of know-how. Once you hire a lawyer to help you navigate the legalities, you may still have a difficult time making sense of the paperwork and hidden exceptions. From self-help books…
Chapter 13 bankruptcy, also known as reorganization bankruptcy, is filed by someone who wants to repay their debts over a specific period of time without liquidating their non-exempt property. In general, filing for bankruptcy will leave a mark on your credit score. Having good credit means that you’re more likely to secure loans with good…
If you are considering filing for either Chapter 7 or Chapter 13 bankruptcy in Nevada, there are some exemptions specific to the state that you should be aware of. Although bankruptcy is largely governed by federal law, some exemptions and information are available on a state-by-state basis. You retain your property and assets when filing…
If your small business has a significant amount of debt, filing for bankruptcy could be the right path to take. Bankruptcy can help you reorganize your debts and might even assist you in saving your business. Bankruptcy can help you liquidate your company or eliminate personal liability for business debts. Depending on your specific needs,…